File a claim
Mock dataWe check it against every reason claims get rejected — before you send it.
The office runs these same checks on arrival and tells you six weeks later. You can see the result now.
What are you claiming?
Pre-flight result
This claim would be rejected. 1 check fails.
Filing now would cost you weeks and end in the same place. Fix the failures below, then come back — each one links to where it is fixed.
6 checks against your record
Your name matches Aadhaar
These match exactly.
Your date of birth matches Aadhaar
These match exactly.
Your bank account is in the same name
These match exactly.
Your bank account is approved by your employer
Approved. Payment can be released to this account.
Your exit date is recorded
No exit date is on your record, so EPFO still shows you in service. A final settlement cannot be paid to somebody who is, on paper, still employed.
Filed as it stands, this comes back as: “Date of exit not updated by employer”
Mark your exitYour PAN is verified
Your service is about 2.8 years, which is under five. Without a verified PAN, tax is deducted at a much higher rate and can only be recovered later through your income tax return.
Filed as it stands, this comes back as: “PAN not verified, TDS applicable at higher rate”
Check your records
What you would receive
Verified- Claim amount
- ₹1,21,734
- Tax deducted at 20%
- − ₹24,347
Reaches your account
₹97,387
Your service is under five years and your PAN is not verified, so tax is deducted at 20% rather than 10%.
Verifying your PAN before you file halves this, from ₹24,347 to ₹12,173.
Check your PAN statusA good-faith reading of published guidance on provident fund withdrawals, not tax advice. Your own liability depends on your total income for the year.
Supporting documents
A bank passbook or cancelled cheque showing your printed name. Photograph it flat, in daylight, with the account number and IFSC in the same frame.
Nothing is uploaded. Only the file name and size are kept, on this device, so your draft still lists what you attached.
Disabled while a check is failing. The real portal would let you file this and reject it six weeks later.