Two numbers off your payslip, and you can check the arithmetic yourself.

The wage your provident fund was worked out on, and the amount deducted. No sign-in, no UAN, nothing sent anywhere — the whole calculation happens on this device.

Monthly wages (basic + DA)

PF deducted from your pay

Both are printed on almost every payslip, usually beside each other. Use the employee deduction, not the employer’s contribution.

There are three possible answers

Your deduction is twelve per cent of your wages. Or it is twelve per cent of ₹15,000 — which an employer is allowed to do, and which caps your deduction at ₹1,800 however much you earn. Or it is neither, and that is worth asking about.

Almost nobody knows the middle one exists, which is why being told “that looks fine” is not much use on its own.

The two charges the employer carries on top sit on different bases, which is easy to get wrong. The EDLI premium is half a per cent of the ceiling wage, so it stops at ₹75. The administration charge is half a per cent of the wages actually contributed on, so it does not stop — and it carries a floor of ₹500 a month for the establishment as a whole, which cannot be divided into one person’s row and is not shown here.

Twelve per cent from the member, twelve from the employer, of which 8.33% of the pensionable wage goes to the pension scheme, are the ordinary statutory rates. Some categories of establishment contribute at a lower rate, and the ₹15,000 ceiling has been revised before.

What counts as wages for this purpose is not always the same as what your payslip calls your salary. Basic and dearness allowance are in; several allowances are not. A figure that looks wrong here is sometimes a wage definition rather than an error, which is why this page asks a question rather than making an accusation.

This is a good-faith reading of published rules and is not advice about your particular establishment.